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August 2014 Archives

Proper Authorization for Medical Treatment

I have recently come across multiple situations where my client has been authorized for medical treatment, as in the form of an MRI or surgery or physical therapy, yet the medical providers are reporting to me and my office that they are not obtaining the proper authorization from the various insurance companies involved. I have had multiple clients and their doctor's report to me that they have been provided apparent authorization from the insurance company to proceed with the medical care but the insurance carrier is failing to provide the exact proper authorization, usually in writing, to the medical providers so the medical provider can document this and know that there medical expenses will be paid in full.

ALCOHOL LIABILITY

Illinois law does not recognize a cause of action against social host for injuries caused to third parties as a result of host's negligence in providing alcohol to its guests. In Illinois the liability of a person who provides alcohol to a person who than in turn becomes intoxicated and injures a third party is limited in the following three situation.

Limits of the Worker's Compensation System

The Worker's Compensation Act provides relief for injured workers on a no fault system. This means that it is not necessary for the injured worker to prove that the employer did anything wrong in order to receive compensation. This makes it much easier than it might otherwise be for the injured worker to receive benefits. There is however a trade off for this standard. The Work Comp Act serves to make it so that more employees who are injured receive benefits but it also works to reduce the amount of those benefits.

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