You have been injured at work. Your employer is paying your medical bills. Your doctor has taken you off of work, and you are receiving your TTD (Temporary Total Disability) payments regularly and on-time. Your case is moving along fine, but your pain is not improving, and now your doctor wants you to have surgery. You then receive a letter from your employer's Workers Compensation insurance carrier, and they are requesting you to drive 150 miles to see a doctor you have never been to before. They are also telling you that until this examination is complete and they have received the findings from the doctor, they are not willing to authorize the recommended surgery.