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car accidents Archives

5 Tips to avoid distracted driving

The consequences of distracted driving can be disastrous. As a licensed driver, you have the responsibility of keeping yourself safe as well as other drivers sharing the road. Since we cannot anticipate the actions of other drivers, we must be even more cautious of our behavior while behind the wheel.

Why it is important to not give statements to insurance adjusters in an automobile accident where there is a question as to who is responsible for fault in a case?

Whenever you are involved in an accident either as a driver or a passenger, one of the first things that generally happens is you will receive a phone call from either your insurance company or the insurance company of the other driver involved in the accident. They will want to ask you some questions about the circumstances of the accident and record the conversation. By law, they have to tell you they are recording you and you have to consent to such a recording. You have no legal obligation to give a statement to the other driver's insurance. Generally, these are questions start with questions regarding your background, including where you live, your contact information, and if you sought any medical care after the accident. However, in most circumstances shortly thereafter they will then begin to dig into your prior medical history and the circumstances of the accident. They ask these questions in order to use that information to potentially try to decline all or part of your claim in the future. They also use these statement to try to limit the number of body parts that you believe were injured in the accident as they commonly deny medical treatment for body parts not mentioned in the initial medical treatment or recorded statement with the insurance company. 

Drowsy driving problems in Illinois

A lack of sleep can lead to symptoms that are similar to those caused by drinking too much alcohol. This could explain why drowsy driving is a problem on the roadways. An estimated 5,000 people were killed in 2015 due to accidents caused by drowsy driving. This information was published on Aug. 8 in a report by the Governors Highway Safety Association.

CDC concerned over high car crash fatality rate

Illinois motorists may be aware that the CDC has issued a car crash report comparing the U.S. with 19 wealthy nations, and there are concerns over the higher rate of fatal car crashes in the U.S. The report also looked at the number of car crashes where alcohol was a factor as well as the overall reduction on the rate of car crashes over 13 years.

Importance of thorough and consistent medical history

As an injured person, it is extremely import to provide the medical providers with an accurate, thorough and consistent history of accident. The first point of medical treatment after an accident is crucial. The Judges, Attorneys and Insurance Companies pay great weight to the history contained within the first note of medical treatment. A common mistake that people tend to do, is after an injury when they go to the Emergency Room, Prompt Care or to their Primary Care Doctor is they deny trauma. Most people perceive trauma as a catastrophic event. However, medical providers mean any accident big or small when they use the word trauma. If you are injured and are asked if you were involved and/or experienced a recent trauma, make sure to answer yes.

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