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January 2016 Archives

Why it is important to examine your insurance policy prior to an automobile accident

Many people have seen the commercials on TV that indicate obtaining state mandated insurance through some unknown company or advertisements for SR-22 Insurance. Many people on the road today are traveling down the road with this type of insurance which we generally refer to as 'sub-standard' insurance. The state minimum requirement for liability at-fault insurance is currently $25,000.00 per person and $50,000.00 per total accident. What this means is that if you are injured by the negligence of someone else, that the other driver must carry at least $25,000.00 for injury to 1 person and $50,000.00 of insurance for injury to as many people that are in the vehicle or vehicles. This type of insurance coverage is mandated by state law.

Crane accident kills 1 worker in construction accident

A construction accident involving a crane that took the life of one worker took place recently. The construction accident occurred out of state on a recent Wednesday morning in January. When construction workers in Illinois are killed at work, their dependents are entitled to file for workers' compensation death benefits.

Worker falls, dies in fatal construction accident

A construction worker died after falling to his death recently. The fatal accident occurred out of state on a recent Friday in January. When Illinois workers suffer serious injuries or, as in this case, a fatal injury in a construction accident, they or their dependents are entitled to file a workers' compensation claim.

Two-Doctor Rule

More often than not, we will be contacted by an injured employee who's employer has already reported their accident to the company's work comp insurance carrier, and they have already begun treatment with a doctor. One of the first concerns they report to us is that their employer chose their doctor for them, either by "suggestion" or under the misrepresentation that the employee had no choice.

New Calculation For Average Weekly Wage

The Average Weekly Wage pursuant to Illinois Workers Compensation Act is to be calculated as the actual earnings of the employee in the employment in which he was working at the time of the injury during the period of 52 weeks preceding the date of injury divided by 52. 820 ILCS 305/10 (West 2010). Traditionally this formula has been construed as the amount of money made by the injured worker at the employer, divided by the weeks/days worked.

How are my workers’ compensation benefits going to be calculated? P.3

In our last couple posts, we’ve been looking at how workers’ compensation benefits are calculated. We’ve looked specifically at temporary partial and temporary total disability benefits. In this and our next post, we’ll look at permanent partial and permanent total disability benefits.

How are my workers’ compensation benefits going to be calculated? P.2

Last time, we began discussing the question of how workers’ compensation disability benefits are calculated. We’ve already spoken about temporary partial disability benefits. Here’ll we’ll look at how temporary total disability is calculated.

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