I Was Hurt at Work, But Am Scared to Report it. What Should I Do?

Your Duty to Report a Work Injury in Illinois

Under the Illinois Workers’ Compensation Act, injured employees must notify their employers of a work-related accident as soon as possible, and no later than 45 days after the accident (or 90 days for radiation exposure injuries).

While you technically have up to 45 days, waiting that long is a serious mistake. Delays give your employer or their insurance carrier a reason to deny your claim. Remember: employers and insurers know that one accepted injury claim can cost them hundreds of thousands of dollars. You cannot assume your employer will “have your back.”

Tips for Reporting Your Injury the Right Way

Employers and their insurance carriers look for any opportunity to deny workers’ compensation claims. One of the easiest excuses they use is “the employee failed to provide timely notice.” Protect yourself by following these steps:

• Notify your supervisor immediately — both verbally and in writing. A paper trail makes it hard for them to claim you didn’t report the injury.
  
• Complete an incident report detailing how you were hurt. If no official form exists, send the details by email or another traceable method.
  
• Be specific. Include what you were doing, where it happened, how the injury occurred, what body parts were affected, and who witnessed it.
  
• Seek prompt medical care. Visit your workplace clinic if one exists, then follow up with your primary care doctor.
  
• Be consistent. Make sure the details you provide to your doctor match what you reported to your employer. Insurance companies often scrutinize your medical records for inconsistencies.

Why It’s Risky to Stay Silent

Getting hurt at work is stressful, and it’s normal to feel nervous about speaking up. But trying to “work through the pain” or hoping your injury improves can put your claim in jeopardy. Workers’ compensation law is complex, and even small mistakes can cost you your entire case.

Some employers won’t tell you what your rights are. Others may even mislead you to avoid liability. For example, delaying your report or giving a verbal statement to an insurance adjuster without legal guidance can have lasting consequences.

Don’t take that risk. Contact the experienced workers’ compensation attorneys at Strong Law Offices today. Our team will protect your rights, deal with the insurance company, and ensure you receive every dollar you deserve for your injuries.