Workers’ Compensation in Illinois
People in Peoria, Illinois should understand their rights under the state’s workers’ compensation system in case they are injured at work or become ill due to a work situation.
No matter the line of work, an on-the-job injury or illness can happen to anyone. Workers in Peoria, Illinois, should always be prepared to get help in these situations. Whether a disease develops or a person is injured on the job, one type of help comes in the form of workers' compensation benefits. Understanding what benefits are available can be helpful to employees.
Basics of the State's Workers' Compensation Program
The Illinois Workers' Compensation Commission manages workers' compensation in the state. It is a system of benefits paid to injured or ill employees by employers. Claims that are in need of dispute resolution are first heard by a panel of three commissioners via arbitration. Appeals can be made through a Circuit Court, Appellate Court and even the State Supreme Court.
Types of Benefits Available
There are different types of benefits available to workers depending upon their circumstances. These include the following:
Medical benefits that pay for care related to the injury or illness
Temporary disability benefits that provide assistance during the recovery phase
Permanent disability benefits that provide assistance for persons left permanently disabled
Death benefits paid to surviving family members in the event of a fatality
While employers must pay for all medical expenses considered reasonable to cure or care for employees, it should be noted that co-pays and deductibles may be the responsibility of employees if a group plan is in force. Additionally, some employers may have a designated Preferred Provider Program which can direct the selection of health care providers by workers.
Temporary and permanent disability benefits are further broken down based upon whether the disability is considered to be partial or total. The amount of money that can be received as well as the duration that benefits are paid will vary in these cases based upon whether the disability is considered to be temporary and partial, temporary and total, permanent and partial or permanent and total. Whether or not a person is able to work in some capacity, even if earning less than before, may also affect the ultimate amount received from workers' compensation.
Survivors' benefits in the event of a death can be paid to spouses or minor children. If there is no spouse or children, the deceased's parents may receive benefits if they are deemed totally dependent upon their child. If there are no totally dependent parents, a person deemed dependent upon the deceased by at least 50 percent may receive benefits.
How to File a Claim
Filing a claim for workers' compensation can be a complex process. Working with an attorney is recommended in these situations to help provide a better outcome and level of assistance.
Keywords: workers' compensation, injury, work